by Curt Gibbs | Jan 19, 2021 | Life Insurance
When it comes to purchasing life insurance, it’s remarkable how so many people are still using the old “10X Formula.” This outdated formula simply calls for purchasing 10 times your annual income in life insurance and you’ll be just fine. Are you kidding me? There are...
by Curt Gibbs | Jan 19, 2021 | Life Insurance
Living life can be risky, even when taking the proper steps concerning your health, diet, and lifestyle. In fact, those regarded as high-risk are individuals with a hazardous occupation, high-risk lifestyle, hobby, and complicated medical condition. At a certain...
by Curt Gibbs | Dec 30, 2020 | Life Insurance
Believe it or not, many life insurance applicants give little thought to choosing a beneficiary on their insurance policy. Think about it. The whole purpose of buying life insurance is so your beneficiary will be paid the insurance proceeds (death benefit). Shouldn’t...
by Curt Gibbs | Dec 18, 2020 | Term Life Insurance
Term life insurance provides peace of mind in the event that you should die unexpectedly. However, many consumers regard term life insurance coverage as a wasteful expense because no money is returned should you survive your policy. However, the return of premium...
by Curt Gibbs | Dec 18, 2020 | Life Insurance
Probably the most popular form of life insurance today, Term Life Insurance is heavily advertised by all the major players because of its affordable rates. This is the perfect product for young, growing families who may be creating a lot of debt. Since the...