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How Safe Are Annuities?

How Safe Are Annuities?

The sweeping concern for most is the long-term security of insurance carriers.  More people are concerned with the financial competence and stability of the insurance companies, especially since the stock market crash of 2008, so how safe are annuities? However,...
What is a Tax Sheltered Annuity?

What is a Tax Sheltered Annuity?

What is a tax-sheltered annuity? A tax-sheltered annuity, or TSA, is a long-term retirement plan that offers a methodical, tax-sheltered method to accumulate funding for retirement. If a person is employed by a school or other qualifying organization covered under IRC...
Why Use a Life Insurance Calculator?

Why Use a Life Insurance Calculator?

When it comes to purchasing life insurance, it’s remarkable how so many people are still using the old “10X Formula.” This outdated formula simply calls for purchasing 10 times your annual income in life insurance and you’ll be just fine. Are you kidding me? There are...
High-Risk Life Insurance

High-Risk Life Insurance

Living life can be risky, even when taking the proper steps concerning your health, diet, and lifestyle.  In fact, those regarded as high-risk are individuals with a hazardous occupation, high-risk lifestyle, hobby, and complicated medical condition.  At a certain...