by Curt Gibbs | Apr 12, 2023 | Life insurance riders
The accidental death benefit rider is a very popular option to add to a life insurance policy. The rider is inexpensive and there is no additional underwriting required. Most life insurance companies offer the rider as a multiple of the policy’s death benefit. With...
by Curt Gibbs | Apr 11, 2023 | Life insurance riders
Life insurance can be a vital part of your financial planning and provide your family with peace of mind in the event something should happen to you. But what if something happens to you, and it is not death? This is where life insurance with critical illness rider...
by Curt Gibbs | Apr 10, 2023 | Life Insurance, whole life insurance
Life insurance policies provide financial security to your loved ones after your death. However, what if you are diagnosed with a terminal illness and require immediate access to funds to cover medical expenses and end-of-life care? This is where accelerated death...
by Curt Gibbs | Apr 10, 2023 | whole life insurance
Optional additions to a life insurance policy, known as riders, can provide additional coverage or benefits not otherwise available. By personalizing your policy with riders, you can better suit your needs and those of your loved ones. Some riders will increase the...
by Curt Gibbs | Mar 13, 2023 | retirement planning
Retirement planning is a complex and important process that requires careful consideration. A key concept in understanding retirement savings is the 4 Percent Rule, which can provide an estimate of how much money you can withdraw from retirement funds each year...