by Curt Gibbs | May 10, 2023 | retirement planning
If you are looking to build wealth and financial stability over the long term, you may have come across the infinite banking concept or infinite banking system. Infinite banking is a financial strategy that involves using a whole life insurance policy as a tool for...
by Curt Gibbs | Mar 13, 2023 | retirement planning
Retirement planning is a complex and important process that requires careful consideration. A key concept in understanding retirement savings is the 4 Percent Rule, which can provide an estimate of how much money you can withdraw from retirement funds each year...
by Curt Gibbs | Mar 1, 2023 | Annuities, retirement planning
If you are not familiar with Fixed Annuities and Variable Annuities but are considering investing in annuities to accumulate wealth for retirement, we’ve got you covered. An annuity is an agreement (contract) between an individual and an insurance company. The...
by Curt Gibbs | Nov 15, 2022 | Life Insurance, retirement planning
A life insurance retirement plan or LIRP is a powerful wealth accumulation tool used by individuals looking to build their own private pension plan and reduce their income tax liability during retirement. With the unreliability of social security and the uncertainty...
by Curt Gibbs | Nov 8, 2022 | Life Insurance, retirement planning
Life Insurance Dividends are payments that policyholders of permanent life insurance can receive from their life insurance company on an annual basis. The dividend amount you receive is calculated as a percentage of your policy’s value, and this percentage can...
by Curt Gibbs | Aug 23, 2022 | retirement planning, whole life insurance
If you are like most hard-working Americans, you’ve likely developed a strategy for your retirement using traditional retirement plans like a 401(k), 403(b), IRA, or even a Roth IRA. Each of these plans makes sense for retirement because they force the account holder...