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Why Use a Life Insurance Calculator?

Why Use a Life Insurance Calculator?

When it comes to purchasing life insurance, it’s remarkable how so many people are still using the old “10X Formula.” This outdated formula simply calls for purchasing 10 times your annual income in life insurance and you’ll be just fine. Are you kidding me? There are...
High-Risk Life Insurance

High-Risk Life Insurance

Living life can be risky, even when taking the proper steps concerning your health, diet, and lifestyle.  In fact, those regarded as high-risk are individuals with a hazardous occupation, high-risk lifestyle, hobby, and complicated medical condition.  At a certain...
Avoiding Mistakes when Choosing a Beneficiary

Avoiding Mistakes when Choosing a Beneficiary

Believe it or not, many life insurance applicants give little thought to choosing a beneficiary on their insurance policy. Think about it. The whole purpose of buying life insurance is so your beneficiary will be paid the insurance proceeds (death benefit). Shouldn’t...
What is a Rider on a Life Insurance Policy?

What is a Rider on a Life Insurance Policy?

Probably the most popular form of life insurance today, Term Life Insurance is heavily advertised by all the major players because of its affordable rates. This is the perfect product for young, growing families who may be creating a lot of debt. Since the...
Variable Universal Life Insurance

Variable Universal Life Insurance

Variable Universal Life Insurance is a type of permanent insurance that contains an investment component. Like other permanent insurance products, it has a cash value account that earns interest on a tax-free basis. The cash value is invested in a number of...