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What is a Self-Directed Annuity?

What is a Self-Directed Annuity?

Primarily used as a stream of income for retirees, an annuity is a financial product that distributes fixed payments.  Annuities are offered by financial institutions.  The accumulation phase of an annuity begins once its first funded and ends with a payout.  Once...
Why Consider High Yield Annuities

Why Consider High Yield Annuities

Why Consider High Yield Annuities   High yield annuities will generally provide interest rates from a half point to two points better than the rates offered by CDs. This same difference in interest rates also exists between high yield and regular fixed yield...
Indexed Universal Life versus Variable Annuities

What is a Secondary Market Annuity?

What is a Secondary Market Annuity?   In the most simplest terms, a secondary market annuity (SMA) is a transaction where the present owner of an annuity that produces income trades their future income payments for a lump-sum payment from another party. For...
Secondary Market Annuities – Pros and Cons

Secondary Market Annuities – Pros and Cons

Secondary Market AnnuitiesPros and Cons Secondary Market Annuities – Pros and Cons A secondary market annuity, also known as a structured settlement, is a transaction where the present annuity owner exchanges his or her future income payments for a lump-sum cash...